Best apps to manage your finances

New apps help with saving money

4. Close unused credit cards. Closing old credit card accounts can actually hurt your credit score. Paying off your old cards in full and hanging onto them can boost your credit score. Some companies might close out your account (Augie Martin/CNN)

ORLANDO, Fla. – Budgeting and saving are no easy tasks, but your key to financial success is right at your fingertips … or right in the app store.

The app Bill-Tracker will make sure you never miss another payment, while Groupon shows you all the local deals and coupons.

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Ivanhoe has more apps to make your finances a breeze.

Managing and saving money can be difficult. But luckily … there’s an app for that.

Mint is a free app to track all your financial activity. It syncs up with your bank accounts and shows you exactly what you’re spending where, making it easy to see if you’re spending a little too much shopping.

Good Budget is another free app that allows you to set budgeting bounds. You can set limits for things like groceries, eating out, or kids. The app puts these numbers into digital envelopes for you to keep track of and make sure you don’t exceed your limit.

We all know not to grocery shop hungry, but you can download the free app, Grocery IQ, for when you do. This app helps avoid impulse buys by making a detailed grocery list using its’ database. The app will also show you coupons for the exact item you’re looking for.

And to save money download Retail-Me-Not, Snip-Snap, and Saving-Star for access to thousands of digital coupons.

In case syncing your bank accounts makes you nervous, Pocket Expense helps manage money without it. It’s a free app that shows what you’re spending and where you could be saving money. You input your transactions and your income, and it does the rest. You can even put your bills on the built-in calendar.