Nearly all Americans avoided income tax increases after a fiscal cliff deal was met last week but they will still see other taxes rise slightly.

A temporary reduction in the payroll tax, which funds social security, expired under the deal. It will go up two percentage points to 6.2 percent.

"So in real money, the average American is going to have about a thousand dollars less to bring home, so maybe a hundred dollars less a month than they would in 2012," said Brooklynn Chandler-Willy, president and CEO of Texas Financial Advisor in San Antonio. "Nobody can avoid that. It doesn't matter the level of your income."

The deal only called for increased income taxes for individuals earning $400,000 or more and couples making $450,000 far above the original $250,000 thresh hold.

Yet everyone over $250,000 will see an additional tax.

"They're going to be paying about 3.8 percent more because of Obamacare so even if you're below the $400,000 thresh hold where income taxes have gone up, we still have starting at $250,000 a 3.8 percent surcharge," said Chandler-Willy.

Bush tax credits were extended indefinitely so there are still ways for people to save on their taxes.

Chandler-Willy said most workers won't see what they should regularly earn in 2013 until their third paycheck of the year if they are usually paid bi-weekly.