And remember that if you're fighting the HOA and you're violating rules that you agreed to abide by, it's an uphill fight.

If you feel like you have a valid case and that the rules are wrong or are being wrongly enforced, keep documentation of all kinds that you are legitimately opposing this rule in ways recognized as proper by the HOA.

The bottom line in fighting HOAs is to do your homework, know the rules, be a member in good standing and prepare for a long battle.

In the end, if HOA fees are levied for your noncompliance and attorneys fees are added to that, the HOA can legally hold your home hostage until they're paid.

Don't let that happen.