SAN ANTONIO -

An 18-year-old UTSA freshman is among the more than 1 million students who are "sugar babies" on seekingarrangement.com.

"It's like been a trend that all of my friends have been doing," she said.

KSAT 12 agreed not to reveal the young woman's identity at her request.

Texas State University in San Marcos now ranks 10th on the list of universities with the most students who are on the website. With 2.7 million users- more than 1 million of them students- the website connects "sugar daddies" and "sugar mommies" with "sugar babies." The wealthy man or woman agrees to pay his or her sugar baby a monthly allowance, the amount to be determined by the individual.

"Oh yeah, I've paid off my whole first semester," said the sugar baby who spoke to KSAT 12.

She has a 42-year-old sugar daddy. "He's taken me snowboarding in Aspen, we've gone camping in the Redwoods," she said. "I mean, he's bought me a pair of Louboutins, a Chanel bag, Jimmy Choos."

Since late November, her sugar daddy has given her "$8,000 or so."

"Privileged students have their parents, underprivileged students have grants, intelligent students have scholarships, but what about everyone else in between?" said Leroy Velasquez, public relations manager for seekingarrangement.com.

Velasquez says chivalry is at the heart of each "mutually beneficial relationship."

Critics have argued the site borders on prostitution.

Velasquez says that is not the case, but what happens between two people offline cannot be controlled by the site.

"I'm not doing it for the sex, I'm not doing it for the money," said the sugar baby. "I'm doing it for the experiences."

When asked if she would be on the site if she did not receive money, she answered "probably not."

Every arrangement is made by verbal agreement. No contracts are signed.

With potentially thousands of dollars exchanging hands, could there be legal risks?

"The legal risks are always making sure everyone understands exactly what the agreement is," said attorney Stephen Foster. "Anytime you ever have any sort of agreement that's not in writing, it's extremely open to interpretation."

The sugar baby interviewed by KSAT 12 says some of the sugar daddies she has met in person have made her feel uncomfortable. One in particular, she says, refused to stop contacting her cellphone.

"After meeting some of these people, yeah, I feel disgusted," she said. "I feel sick to my stomach because, yeah, sex is what they really want."

Sandy Gutierrez, spokesperson for the San Antonio Police Department, warns of the dangers of meeting someone in person who you have only known online.

"You don't know if they have any kind of violent tendency or nature about them. You don't know the circumstances you're walking into at all," Gutierrez said.

Gutierrez adds that if you do choose to meet someone in person, meet them in a crowded place and take someone else with you, which is what the sugar baby who spoke to KSAT 12 has done in the past.

"Yeah, go to school. Work. Do what you have to do," she said. "But this is so much easier."

For a list of recent stories Myra Arthur has done, click here.