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3 warnings and 3 advisories in effect for 29 regions in the area

See the complete list

WEATHER ALERT

3 warnings and 3 advisories in effect for 29 regions in the area

FINANCE


15 hours ago

How to choose the best bank for your bucks

If you're unhappy with high fees and low interest, it may be time to break up with your bank.

Here are some easy indoor projects for your home

The cold temps outside are an opportunity for some home improvement. So if the winter days are bringing you down, consider taking on an indoor home project to pass the time.

Here are some tips so you donโ€™t fall victim to payment app scams

While payment apps like Zelle, Venmo, and Cash App make sending money to your friends or for purchases very easy and convenient, Pew Research Center states that about one in 10 people fall victim to payment app scams or hacking.

Small sums add up to big money: some hidden scholarships to look for

Recent surveys show $49 billion is awarded in scholarships annually. But an estimated $100 million in scholarship money still goes unawarded each year.

Some tips on saving money on your 2022 taxes

As we start a new year, itโ€™s a good time to think about your taxes.

Leading SA: Housing and stock market outlook for the upcoming year

Whether it is the stock market or the housing market, 2022 has been a roller coaster of emotions and prices. There are a lot of questions revolving around interest rates, a possible recession, and what comes next.

Gift cards: should you re-gift, sell, exchange or donate unwanted ones?

Before you gift your next gift card this holiday season, think again.

Savvy shoppers: the secret to saving money at grocery store

Grocery stores have a secret sauce they use to get you to spend more money when you planned to spend less. Impulse buying and sticker shock at the checkout aisle are real things.

Some financial tips as you think about retirement plans

Uncertainty in the markets shouldnโ€™t force you into quick decisions about what to do with your money.

Retirees and inflation: donโ€™t risk your financial future

Youโ€™ve worked your whole life to enjoy the rest of your life and now sky high inflation and a moody market is putting your golden years at risk.

Some stock tips for the month of October

Despite a rally to kick off October, stocks are deep in the red for the year. And with the downturn in the markets, come a number of moves you can make to safeguard your 401k and retirement accounts.

Some tips on choosing the right pro for home projects

If youโ€™re planning on starting a new home project, whether itโ€™s painting a bedroom or installing new countertops -- you need to have the right pro in your corner.

Ways to finance home renovation and remodeling projects

When we think of the rising interest rates, we mostly think about how it affects purchasing new homes - but it affects financing home projects too.

Some money advice for the end of the month

Itโ€™s September, so itโ€™s a good time to start making some smart financial moves before the end of the year.

โ€˜Coding issueโ€™ to blame for Equifax errors

A coding issue at Equifax is being blamed for incorrect scores, some of which were off by 25 points or more.

Shopping smart for school supplies amid rising prices and inflation

Shopping for the new school year is underway.

From gas to groceries: Some inflation-proof tips to save money

Consumers are feeling the pinch and experts say things may only get worse during the summer. But there are ways to cut costs during this time.

Cash apps: How to keep your money safe

A couple clicks here a couple clicks there and the bills paid. The debt is done. Emergency avoided. But how safe is your money?

The changing real estate market and the return of the buyerโ€™s power

The real estate market in San Antonio and around the country has seen a boom over the last few years.

Cash-strapped and in debt: Money tips for college grads

The average college grad will have a starting salary of around $55,000. So how do you balance paying off loans and living your new post-college life?

Nonprofit creates budget simulator in push for community-wide change on wages

A new online tool is letting people experience some of the difficult choices local families must make due to financial hardships.

Hereโ€™s how to pay for professional help with home improvement projects

If you are looking for a home pro to help with projects, there are several things to consider, and the cost is a big part.

Some faster ways to pay off your student loans

Student loan debt in the U.S. totals more than $1.7 trillion. These types of loans can affect your financial future for years.

Here are some ways to beat inflation at the supermarket

Americans spend an average of $5,174 a year, or roughly $431 a month, on groceries. And that number is now skyrocketing.

Gas prices and the impact on home improvement projects

The effects from the rise in gas prices donโ€™t stop at the gas pump.

Sign up for the KSAT Money newsletter

In this monthly newsletter, we explore the economic opportunities in the San Antonio area and report personal finance stories that include money-managing tips, scam alerts, among other financial topics.

Here are some eco-friendly home projects for 2022

We all want to be more environmentally friendly, but it can be hard to know where to start, especially when it comes to our homes.

Here are some creative ways to tackle home projects

Are there any home projects on your 2022 to-do list?

An end to tax havens? How a new global minimum tax rate could affect the worldโ€™s economy

Here are facts and figures of the OECDโ€™s plan and what it hopes to achieve.

Here are some ways you may be able to travel for free or close to it

After two years of isolation, people are ready to pack their bags for a much-needed vay-cay.

Could rising inflation mean falling tourism in San Antonio?

Inflation could make vacations more expensive. So how will that affect one of San Antonio's biggest industries -- tourism?

Mortgage rates expected to rise throughout the year

Rising home prices are giving potential homeowners another reason to wait. Mortgage rates are expected to rise throughout the year.

Hereโ€™s how to deal with household emergency repairs

Surprises can be fun, but not when they come in the form of a home emergency. Burst pipes, overflowing toilets and power outages can be stressful, overwhelming, and scary.

Choosing A Financial Advisor: Five Mistakes to Avoid

A 2020 northwestern mutual study found that 71% of Americans admit their financial planning needs improvement. Yet only 29% of them work with a financial advisor. While these experts can help you make the most of your investments, you have to be careful to pick the right one.

February is good month to find deals online and in-stores

If youโ€™re in the market for new electronics or home goods.. youโ€™re in luck.

Tax season is here: Tips to get your refund processed quicker, without any delays

This season, the IRS will begin accepting returns on January 24. That's about two and a half weeks before last year's start date.

Here are some ways to save energy during colder weather

Switching over to heating is a true sign that winter is here. The other sign? Higher monthly electricity bills, but it doesnโ€™t have to be that way.

How to put 2022 financial resolutions into motion and take steps toward the future

Itโ€™s 2022 and with the start of the new year, so many people have new goals and resolutions. We always hear about fitness resolutions โ€“ and eating healthier โ€“ but what about financial resolutions and saving more money this year?

Imposter scams: Donโ€™t be fooled

If you hear your โ€œgrandchildโ€™s voiceโ€ from an unknown numberโ€ฆ you should hang up! The grandkid imposter scam is hot right now.

Crypto scammers took a record $14 billion in 2021

Scammers around the world took home a record $14 billion in cryptocurrency in 2021, thanks in large part to the rise of DeFi.

cnbc.com

Unsure on what to tip? Here are some guidelines for tipping

Tipping can be a toss up when it comes to who and how much you should give.

DeFi โ€” the โ€˜Wild Westโ€™ of crypto โ€” is next on regulatorsโ€™ hit list

In the fast-growing world of decentralized finance, some services promise huge returns. Regulators are getting worried.

cnbc.com

Here are some ways to fix your credit score and how to keep it from dropping

A credit score can range from poor to excellent and a lower score could be keeping you from financial success

Afraid of checking your bank account balance? You might be suffering from โ€˜ATM anxietyโ€™

Roughly half of Americans arenโ€™t sure how much money they have

How to prepare for receiving a reduced income

ORLANDO, Fla. (Ivanhoe Newswire) โ€“ The pandemic may leave more than 40 million Americans without a job, risking their homes and their health. Would you and your family be able to survive without a paycheck coming in every other week? โ€œWe became homeless and now we donโ€™t have food, and now COVID, itโ€™s been really, really tough,โ€ said Latisha King. You can find out your poverty risk assessment by logging on to www.playspent.org and taking the test. Sources: https://www.cnbc.com/2020/07/30/what-its-like-to-be-evicted-during-the-coivd-19-pandemic.html https://aspe.hhs.gov/poverty-guidelines https://www.census.gov/newsroom/press-releases/2020/income-poverty.html#:~:text=In%202019%2C%20there%20were%2034.0,million%20fewer%20people%20than%202018 https://aspe.hhs.gov/poverty-guidelines https://www.self.inc/blog/7-tips-for-breaking-the-cycle-of-povertyContributor(s) to this news report include: Sabrina Broadbent, Producer; Bob Walko, Videographer and Editor.

Want to make money? Donโ€™t play the lottery

U.S Census data shows that lottery sales in 2016, the most recent year with complete data, totaled more than $80 billion. In 2016, Census data shows Texans spent about $4.8 billion on lottery tickets. Instead, economists say it is better to invest the money you spend on lottery tickets. If you like to play the lottery for fun, financial experts have some tips. Second, make sure you have a budget to play the lottery and that you arenโ€™t spending money needed for necessities, like housing, food or bills.

US airlines could lose more than $35 billion due to pandemic, financial research firm FACTSET reports

American Airlinesโ€™ share price lost 45%, its biggest percentage decline since before the carrierโ€™s 2013 merger with US Airways. Delta Airlinesโ€™ stock lost 31%, while United Airlines fell 51% over the last 12 months, its biggest drop since 2008. The S&P 500, meanwhile, rose by more than 16% in 2020. U.S. carriersโ€™ increased their total debt by $67 billion in 2020 to more than $172 billion to weather the crisis, according to trade group Airlines for America. On the bright side, air travel demand has recovered a lot of ground compared with the volumes hit early in the pandemic.

Here are some ways to reorganize your finances without cutting everything out

2020 has brought many of us to a reckoning with our spending habits. But there are plenty of ways to reorganize our finances without cutting everything out of our lives. She says 2020 has made many of us fear the unknown, and how it could affect our bank accounts. 2020 caused many of our spending habits to change. But in order to make 2021 better, putting in a little work around the new year on your personal finances can make all the difference.

Bitcoin is skyrocketing. What does it mean for investors?

The reason is the price of Bitcoin, the most popular form of cryptocurrency, which has skyrocketed to record levels. The price of Bitcoin on Sunday was more than $33,000, a record high, before dropping to over $31,000 on Monday morning. But what exactly is it, and what does it mean for investors in the short term and long term? Itโ€™s a similar concept to having tokens in an arcade or casino chips, and exchanging real money for them or cashing them out for real money. Many feel Bitcoin is the currency of the future and want to buy it now.

Check it and change it: How to boost your credit score

Payment history and credit utilization, or the ratio of credit being used compared to total credit available, are the two biggest factors in determining your credit score. The next factors that affect your credit score are length of credit history, new credit inquiries, and diversifying your credit with a mix of credit cards and loans. Too much new credit at one time can affect your credit score negatively by adding hard inquiries to your credit report. To give you an idea on how your credit score can impact a 30-year fixed mortgage on a $200,000 homeโ€”if your credit score is above 760, youโ€™ll pay $996 a month. You can check out your credit score for free at Credit Karma, Credit Sesame, and www.credit.com.

71% parents plan to spend more on Halloween to make up for COVID year, survey finds

CHARLOTTE, North Carolina โ€“ Nearly three out of four parents plan to spend more money on Halloween in 2020 to make up for a year filled with missed opportunities during the COVID-19 pandemic, according to a Lending Tree Survey. In a new survey conducted by Lending Tree, one of the countryโ€™s largest lending marketplaces, most parents surveyed with children under 18 say they plan to spend more on Halloween because they have already missed out on other celebrations during the COVID-19 pandemic. Social distancing has been factored into play dates, if they happen at all,โ€ the company said in a statement. That, and more has made 2020 a downright difficult year for both parents and their little ones.โ€Additionally, 54% of parents surveyed said they spent more on Halloween than they could afford at some point in the past. In fact, some parents will even go into debt to help spread holiday cheer, according to survey data.

Thinking about refinancing? Now is a great time to do it: All the reasons why

So, why is this such a good time to refinance, and why should people consider doing so? How long will rates stay this low? Fontanot said the low rates are here to stay for a while, possibly well into 2021. The Federal Reserve has plenty of incentive to keep rates low while the pandemic continues on. โ€œThere is a challenge they have, and raising interest rates can put a crunch on things.โ€What should people consider before refinancing?

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